Insuring Businesses and their Owners is all we do!!

Insurance & Risk Management Tip of the Month:

Understand the contracts you sign in your business !!

  1. Contracts may transfer risk to you that you were not expecting
  2. Make sure you know who is requesting to be an insured on your policy from the contract
  3. Watch indemnity clauses and hold harmless clauses as they may expose your business to more risk than what is insurable
  4. Many of the terms and conditions of contracts last many years after the contract is complete. Understand your long term risks
  5. Broad indemnity contracts can impose your business to protecting the interests of parties not part of the contract, Read the fine print

These are just a few items that every business owner must know about the contracts they sign. Stay alert !!

“Our goal is to access business insurance markets and provide risk management techniques for businesses.We help you reduce your cost of insurance and risk. We proudly serve a variety of businesses in Delaware, Maryland, Pennsylvania, New Jersey and Virginia.”

-G. Kevin Nemith, President

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Thanks to the entire staff at CNC…

“Thanks to the entire staff at CNC, our premium was reduced by $2500 this year! You can only receive this kind of savings with a dedicated insurance company. CNC is that company” – Leslie, ESE

Everyone Seems to Care…

“Everyone seems to care and formally know my name when I call and of course CNC has always handled our account and difficulties with care” – D Parker

Emails and Phone Calls are Returned…

“My emails and telephone calls are returned in a timely manner. from CNC” – DE Contract Testing

No coverage is bound or in effect until written confirmation is received from an insurance company. No insurance coverage can be bound or changed via submission of an online form/application, email, voice mail, or facsimile. Any proposal of insurance we may present to you will be based upon values developed and exposures to loss disclosed to us, by you, on any online form/application, and/or in communications with us. All coverages are subject to the terms,conditions, and exclusions of the actual policy issued.
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